Payments & fees
Understand every payment before you send.
A transparent payment journey starts with the recipient, the amount and the cost. Explore domestic and international transfers with clear review screens and simulated records.
Domestic simulation fee: zero
International: 0.5%, minimum 5
Fixed sample rates, never a live quote
01
Domestic transfer simulations
Choose an available currency balance, provide a sample recipient and account number, and enter the amount. Domestic transfers have a zero simulation fee. The preview says same-day delivery for illustration; no payment is actually delivered.
02
International transfer simulations
International simulations add a destination country, bank and SWIFT/BIC code. A code format check is not a bank-directory lookup and does not confirm the beneficiary account exists. The prototype does not send SWIFT messages or issue MT103 confirmations.
- Eight- or eleven-character SWIFT/BIC format
- Recipient bank and country details
- Payment purpose and optional reference
- Review of amount, fee and total debit
03
How simulation fees work
International fees are 0.5% of the sending amount, with a minimum of 5 in the sending currency. For example, a 1,000 USD simulation has a 5 USD fee and debits 1,005 USD; a 2,500 USD simulation has a 12.50 USD fee and debits 2,512.50 USD. These are demonstration calculations, not commercial pricing.
04
Rates, timing and status
The converter uses fixed illustrative rates for nine currencies. Transfers debit the selected currency; the converter does not exchange balances. A pending record is a stored simulation, not a payment awaiting bank settlement. Real delivery times, exchange spreads and receiving-bank fees would be set by a licensed partner.